Everyone loves to enjoy and live a comfortable lifestyle. There is no reason why this should stop after retirement. You need to have a strong financial plan that gives a regular source of guaranteed income for your entire life so that you can live your life the way you want to.

ICICI Pru Saral Pension gives you the financial freedom to live your life with a comfort of lifetime guaranteed income. Everything is subject to change but your income should not be.

Choose an Option that best suits your Needs

• Life Annuity with Return of 100% of Purchase Price (ROP): This option pays Annuity for life of the annuitant. On death of the Annuitant, the Purchase Price is paid out to the nominee and thereafter the policy shall terminate and no further benefits would be payable
• Joint life Last Survivor Annuity with Return of 100% of Purchase Price (ROP) on death of the last survivor: This option pays Annuity for life as long as either of the Annuitants are alive. On death of both the Annuitants, Purchase Price is paid out to the nominee and thereafter the policy shall terminate and no further benefits would be payable

Other Benefits

• High Purchase Price Benefit: Enjoy higher income by increasing the purchase price with which you buy the annuity
• Online Booster: Annuity will increase by 1% for policies purchased online
• Loyalty Booster: Annuity will increase by 1% for policies purchased by an existing ICICI Prudential Customer
• NPS Benefit: Annuity will increase by 1% for policies purchased using proceeds out of NPS

Customers can opt for only one of either Online Booster, Loyalty Booster or NPS Benefit.

Boundary Conditions

• The minimum age at entry for the annuitants is as follows:

In case of Joint life annuity, age restrictions apply to both lives.

• The minimum annuity per annum is ₹ 12,000, (₹ 1,000 per month) but there are no maximum limits

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